Your Health. Your Tribe. Our Future!

Having Health Insurance Sets You and Our People Up for Success​

Having health insurance helps you and your family with the cost of healthcare services. Whether you are seeking routine care, specialized care, or have a health emergency, having health insurance helps keep the cost of care low or even free. 

Trying to understand what kind of health insurance is right for you and/or your family can be confusing – you are not alone! We are here to help.

Below are some helpful points about health insurance that can help you decide what kind of coverage is right for you. 

To learn more about what kind of health insurance is right for you, and for help getting enrolled, Heather Warner from the Little Shell Health Clinic is available for you!

Heather Warner In person: at the program office.

615 Central Ave W, Great Falls, MT  594001
8:00 am – 5:00 pm M-F

By email:


By phone: (406) 315-2400 ext.110.​

Frequently Asked Questions

Most frequent questions and answers

What is Health Insurance?

Health insurance helps cover the costs of medical expenses by providing financial protection against unexpected healthcare needs. In exchange for a monthly fee (which can sometimes be free!) health insurance will help pay for medical bills.

What is the difference between Montana Medicaid/HMK and private insurance?

Montana Medicaid/HMK is health insurance that is provided by the State of Montana. It typically costs little to no money each month, and may be accepted by fewer health care providers. There are certain requirements to qualify for Montana Medicaid/HMK coverage (Heather Warner can help you find out if you qualify). Private insurance typically costs more money each month and sometimes may be accepted by more healthcare providers.

How much does Health Insurance Cost?

Health insurance can range from $0 each month to a few hundred dollars each month, depending on what kind of coverage you feel is right for your and/or your family’s needs. Typically, private insurance costs more money than insurance from the state – which is called Montana Medicaid for adults or Healthy Montana Kids (HMK) for children.

How does the Little Shell Tribe benefit from members having health insurance with Montana Medicaid/HMK?

For every Little Shell member who enrolls and uses Montana Medicaid at the Little Shell Health Clinic, our tribe receives funding that we can use to reinvest in our own tribal health program. In the future, we can use this money to add additional services to our health clinic and  better help our members with their health care needs.